Independent, expert guidance for professionals and business owners, from advisors who've been doing this since before you started your career.
Life cover, investments, medical aid, and short-term insurance: all in one place, all working together.
Tailored financial planning for graduate professionals. Your income is your biggest asset: let's protect and grow it.
Employee benefits, commercial insurance, and business continuity planning that competes with the big corporates.
Craig has been advising clients since 1993. Not just advisors, but your long-term financial partners who've seen every market cycle.
Truly independent. We compare across South Africa's top insurers and investment houses to find what's actually right for your life, not what earns us the best commission.
Small by choice, not by limitation. You'll always deal with Craig or Emile directly: never a call centre, never a junior analyst, never a stranger with your file.
Six areas of expertise, one set of advisors who know your full picture.
Vehicle, household, and commercial cover, right-sized for your actual needs and assets.
Learn moreProtecting your income and your family's future if the unexpected happens.
Learn moreTax-efficient investment structures and retirement planning for every life stage.
Learn moreIndependent advice across all major medical schemes. We find the right fit, not the easiest sale.
Learn moreGroup life, disability, and pension funds that help you attract and retain top talent.
Learn moreEstate planning, professional indemnity, and holistic financial planning for complex needs.
Learn moreSelect a life event to see what financial steps are typically needed.
Two advisors. Two cities. One standard of care.
Managing Director · CFP®
Advising since 1993Craig founded Adams Risk and Investment Brokers in 2013 after more than two decades advising clients across South Africa. His philosophy is simple: great financial advice is personal, honest, and built for the long term.
Financial Advisor
With ARIB since 2019Emile joined ARIB in 2019 to extend the firm's presence in the Western Cape. Focused on helping professionals and business owners in Cape Town and surrounding areas build financial plans that actually fit their lives.
Sourcing the best from South Africa's top providers






No pressure. No jargon. Just a conversation about where you are and where you want to be.
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